First time borrowers must complete a Master Promissory Note (MPN) prior to receiving loan funds. The MPN defines the conditions under which you are borrowing and the terms under which you agree to pay back the loan. The MPN for the Federal Direct Loan programs is completed online at https://studentaid.gov/.
Loan Entrance Counseling- Federal Direct Loans
Prior to receiving a disbursement of a loan, students must also complete loan entrance counseling. The purpose of loan counseling is to ensure you fully understand your rights as a borrower. Students can complete the loan counseling at https://studentaid.gov/.
Withdrawing, enrolling less than half-time, or graduating?
If you are leaving Cal Maritime or enrolling half-time or less, you will need to complete Exit Counseling for your student loans. Exit counseling goes over your repayment options and gives you tools and resources as you enter in to repayment.